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Who is eligible to SSD benefits?


The Social Security Administration defines a “disability” as the “inability to engage in any substantial gainful activity by reason of any determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of no less than 12 months.” In general, a person is eligible for SSD benefits if you cannot do work that you did before or you cannot adjust to other work because of your medical condition(s) that has lasted or is expected to last for at least 1 year or to result in death.


What is needed before applying for SSD benefits?


You must ensure you have collected the proper documentation to support your disability claim before applying for disability benefits. Missing any important documents can result in an incomplete application that will be delayed or rejected. It is important to inform your doctors of your intentions to apply and obtain all information and documentation from them that directly relates to your disability(s). These documents are necessary to support your claim and will help for a quick and timely response.


What are some reasons an initial application can be denied?


The Social Security Administration might deny an applicant who has a valid case for several reasons:

  • Missing or not enough medical documentation of condition in application;

  • Application was not completed correctly;

  • Applicant is not seeking regular medical treatment with a doctor or medical expert; or

  • Applicant’s disabling condition is curable in under a year


 What are my options if the Social Security Administration denies me disability benefits?


When an individual is denied at the initial stage, they have exactly 60 days from the letter of denials date to file a request for reconsideration. An individual who waits more than 60 days to file a request for reconsideration will have to start the whole process over with a new application. If an individual is denied at the request for reconsideration level, they have another 60 days to file an appeal with the appeals council.


​What are my options if the Social Security Administration attempts to cut off my disability benefits?


When the Social Security Administration notifies an individual that their SSD benefits will be terminated because they have deemed their condition no longer disabling, they will still receive benefits for another 2 months after the notification. If this individual feels that the Social Security Administration’s decision is incorrect, then they may file for an appeal.


If my application is accepted, how much money can I receive from disability benefits?


The Social Security Administration determines the amount of benefits you receive by reviewing your past work history, the amount of income you received, and your current household situation.

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